:root{
  --ink:#0b1220;
  --muted:#596579;
  --line:#dbe3ee;
  --surface:#ffffff;
  --surface-soft:#f5f8fb;
  --surface-blue:#eef6ff;
  --blue:#0a4ca3;
  --blue-dark:#07336f;
  --teal:#05aebb;
  --teal-dark:#087b86;
  --success:#147a52;
  --warning:#9a5c00;
  --danger:#a92d36;
  --shadow:0 14px 36px rgba(20,44,78,.10);
  --radius:6px;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.6;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--blue-dark)}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;color:#000;padding:10px 14px;z-index:100}
.skip-link:focus{left:8px}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid rgba(219,227,238,.92);
  backdrop-filter:blur(12px);
}
.header-inner{min-height:72px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}
.brand img{width:250px;max-height:50px;object-fit:contain;object-position:left center}
.main-nav{display:flex;align-items:center;gap:6px;margin-left:auto}
.main-nav a{
  color:#24324a;text-decoration:none;font-weight:650;font-size:.94rem;
  padding:9px 11px;border-radius:var(--radius)
}
.main-nav a:hover,.main-nav a[aria-current="page"]{background:var(--surface-blue);color:var(--blue-dark)}
.nav-cta{background:var(--blue)!important;color:#fff!important;padding-inline:15px!important}
.nav-cta:hover{background:var(--blue-dark)!important}
.menu-toggle{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:9px 11px;font-weight:700}

.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(circle at 82% 18%,rgba(5,174,187,.16),transparent 28%),
    linear-gradient(180deg,#f8fbff 0%,#fff 82%);
  border-bottom:1px solid #edf2f8;
}
.hero:before{
  content:"";position:absolute;right:-120px;top:-170px;width:520px;height:520px;
  border:1px solid rgba(10,76,163,.10);transform:rotate(12deg);border-radius:50%
}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.16fr) minmax(340px,.84fr);gap:58px;align-items:center;padding:72px 0 62px}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;
  color:var(--blue-dark);margin-bottom:16px
}
.eyebrow:before{content:"";width:26px;height:2px;background:var(--teal)}
h1,h2,h3{line-height:1.15;letter-spacing:-.025em;margin-top:0}
h1{font-size:clamp(2.35rem,5vw,4.35rem);max-width:780px;margin-bottom:20px}
h2{font-size:clamp(1.65rem,3vw,2.45rem);margin-bottom:14px}
h3{font-size:1.14rem;margin-bottom:8px}
.hero-copy{font-size:1.1rem;color:#3e4b60;max-width:720px;margin:0 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:24px}
.btn{
  appearance:none;border:1px solid transparent;border-radius:var(--radius);
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:46px;padding:11px 17px;font-weight:800;font-size:.94rem;text-decoration:none;
  cursor:pointer;transition:.18s ease
}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px rgba(10,76,163,.18)}
.btn-primary:hover{background:var(--blue-dark);color:#fff;transform:translateY(-1px)}
.btn-secondary{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-secondary:hover{border-color:#b8c7dc;color:var(--blue-dark)}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;color:#44536a;font-size:.88rem}
.trust-row span{display:inline-flex;align-items:center;gap:7px}
.trust-row span:before{content:"✓";color:var(--success);font-weight:900}

.hero-panel{
  position:relative;background:#0a326c;color:#fff;border-radius:var(--radius);
  box-shadow:0 24px 56px rgba(7,51,111,.18);padding:30px;overflow:hidden
}
.hero-panel:after{
  content:"";position:absolute;width:220px;height:220px;border-radius:50%;
  background:rgba(5,174,187,.18);right:-95px;bottom:-100px
}
.hero-panel .kicker{font-size:.77rem;text-transform:uppercase;letter-spacing:.08em;color:#bfe9ed;font-weight:800}
.hero-number{font-size:3.2rem;line-height:1;font-weight:850;letter-spacing:-.05em;margin:12px 0 7px}
.hero-panel p{color:#d8e4f2;margin:0}
.mini-stats{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}
.mini-stat{border-top:1px solid rgba(255,255,255,.18);padding-top:12px}
.mini-stat b{display:block;font-size:1.05rem}
.mini-stat small{color:#bfcbda}

.section{padding:68px 0}
.section-soft{background:var(--surface-soft);border-block:1px solid #e9eff6}
.section-head{max-width:760px;margin-bottom:28px}
.section-head p{margin:0;color:var(--muted);font-size:1.02rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;box-shadow:0 4px 16px rgba(20,44,78,.035)
}
.card p:last-child{margin-bottom:0}
.card-link{text-decoration:none;color:inherit;transition:.18s ease}
.card-link:hover{border-color:#afc4df;box-shadow:var(--shadow);transform:translateY(-2px);color:inherit}
.card-icon{
  width:42px;height:42px;border-radius:var(--radius);
  display:grid;place-items:center;background:var(--surface-blue);color:var(--blue);
  font-size:1.15rem;font-weight:900;margin-bottom:17px
}
.card-meta{font-size:.78rem;color:var(--teal-dark);font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.card h3{margin-top:5px}
.link-arrow{display:inline-flex;gap:7px;align-items:center;margin-top:12px;font-weight:800;font-size:.92rem}

.calc-wrap{
  display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.95fr);
  border:1px solid #cfdae8;background:#fff;border-radius:var(--radius);
  box-shadow:var(--shadow);overflow:hidden
}
.calc-form{padding:30px}
.calc-result{padding:30px;background:#092f67;color:#fff;position:relative}
.calc-result h3,.calc-result h2{color:#fff}
.calc-result p{color:#d5e2f1}
.calc-result .note{color:#c7d4e3}
.field-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
label{font-weight:750;font-size:.9rem;color:#263650}
.field-hint{font-size:.78rem;color:#6c788a}
input,select{
  width:100%;border:1px solid #cbd7e5;border-radius:var(--radius);
  min-height:45px;padding:10px 12px;background:#fff;color:var(--ink);font:inherit
}
input:focus,select:focus,button:focus-visible,a:focus-visible{
  outline:3px solid rgba(5,174,187,.25);outline-offset:2px;border-color:var(--teal)
}
.quick-values{display:flex;flex-wrap:wrap;gap:7px;margin-top:7px}
.quick-values button{
  border:1px solid #d4deeb;background:#f9fbfd;border-radius:var(--radius);
  padding:6px 9px;font-size:.78rem;cursor:pointer;color:#34445b
}
.quick-values button:hover{background:#eef5fc}
.form-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.result-main{font-size:3rem;font-weight:850;letter-spacing:-.04em;margin:6px 0}
.result-label{font-size:.8rem;color:#bcd0e5;text-transform:uppercase;letter-spacing:.07em;font-weight:800}
.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}
.result-item{border-top:1px solid rgba(255,255,255,.18);padding-top:11px}
.result-item strong{display:block;font-size:1.15rem}
.result-item span{font-size:.78rem;color:#bfd0e3}
.result-tools{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.result-tools button{
  border:1px solid rgba(255,255,255,.24);background:rgba(255,255,255,.07);color:#fff;
  border-radius:var(--radius);padding:8px 10px;font-weight:700;cursor:pointer
}
.result-tools button:hover{background:rgba(255,255,255,.13)}
.note{
  padding:13px 14px;border-left:3px solid var(--teal);background:#eef9fa;
  color:#30515a;font-size:.88rem;margin-top:16px
}
.calc-result .note{background:rgba(255,255,255,.08);border-left-color:#59d6df}

.tabs{display:flex;gap:6px;margin-bottom:16px;border-bottom:1px solid var(--line);overflow:auto}
.tab-btn{
  border:0;background:none;padding:11px 13px;border-bottom:3px solid transparent;
  font-weight:800;color:#66758a;cursor:pointer;white-space:nowrap
}
.tab-btn.active{color:var(--blue);border-bottom-color:var(--blue)}
.tab-panel{display:none}
.tab-panel.active{display:block}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:step}
.step{padding:0 0 0 54px;position:relative}
.step:before{
  counter-increment:step;content:counter(step,decimal-leading-zero);
  position:absolute;left:0;top:1px;color:var(--teal-dark);font-weight:900;font-size:1.05rem
}
.step:after{content:"";position:absolute;left:34px;top:10px;width:12px;height:1px;background:#bcc8d8}
.step p{color:var(--muted);margin-bottom:0}

.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table{width:100%;border-collapse:collapse;font-size:.92rem}
th,td{text-align:left;padding:13px 14px;border-bottom:1px solid #e8eef5;vertical-align:top}
th{background:#f7f9fc;color:#31415a;font-size:.8rem;text-transform:uppercase;letter-spacing:.04em}
tr:last-child td{border-bottom:0}
.badge{display:inline-block;padding:4px 7px;border-radius:4px;background:#edf6ff;color:var(--blue-dark);font-size:.75rem;font-weight:800}
.badge-neutral{background:#f0f2f5;color:#5b6574}
.source-box{border:1px solid #d7e2ef;background:#f8fbff;border-radius:var(--radius);padding:20px}
.source-box h3{font-size:1rem}
.source-box ul{margin:8px 0 0;padding-left:20px}
.source-box li+li{margin-top:7px}

.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{
  cursor:pointer;list-style:none;padding:17px 4px;font-weight:800;color:#23334b;
  display:flex;justify-content:space-between;gap:20px
}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-size:1.3rem;color:var(--blue)}
.faq details[open] summary:after{content:"−"}
.faq .answer{padding:0 4px 18px;color:#56657a;max-width:900px}

.callout{
  display:grid;grid-template-columns:1.2fr auto;align-items:center;gap:26px;
  background:#092f67;color:#fff;padding:32px;border-radius:var(--radius)
}
.callout h2{margin-bottom:8px}.callout p{margin:0;color:#cbd9e8}
.callout .btn-secondary{border-color:#fff}

.ad-slot{
  min-height:90px;border:1px dashed #cbd6e4;background:#fbfcfe;
  display:flex;align-items:center;justify-content:center;color:#98a4b3;
  font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;margin:26px 0
}

.checker{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.tariff-card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:22px}
.criteria{display:grid;gap:9px;margin-top:15px}
.criteria label{display:flex;align-items:flex-start;gap:10px;font-weight:600}
.criteria input{width:18px;height:18px;min-height:0;margin-top:3px}
.score{display:flex;align-items:baseline;gap:7px;margin-top:17px}
.score strong{font-size:2rem;color:var(--blue)}

.breadcrumbs{padding:18px 0 0;font-size:.82rem;color:#6a7688}
.breadcrumbs a{color:#56657a}
.page-hero{padding:38px 0 48px;background:linear-gradient(180deg,#f7fbff 0,#fff 100%);border-bottom:1px solid #edf2f7}
.page-hero h1{font-size:clamp(2.2rem,4.7vw,3.65rem);margin-bottom:17px}
.page-hero p{font-size:1.06rem;color:#48566b;max-width:770px}
.page-links{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}
.page-links a{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:8px 10px;text-decoration:none;font-weight:700;font-size:.85rem}

.site-footer{background:#081c39;color:#d1dceb;padding:50px 0 26px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr 1fr;gap:28px}
.site-footer h3{color:#fff;font-size:.92rem;letter-spacing:.02em}
.site-footer a{color:#c7d5e8;text-decoration:none;display:block;margin:7px 0}
.site-footer a:hover{color:#fff;text-decoration:underline}
.footer-brand img{width:235px;filter:brightness(0) invert(1);opacity:.95}
.footer-brand p{font-size:.86rem;color:#aabbd1;max-width:340px}
.footer-disclaimer{
  margin-top:30px;padding:18px 20px;border:1px solid rgba(255,255,255,.15);
  background:rgba(255,255,255,.055);border-radius:var(--radius);
  color:#cbd8e9;font-size:.82rem;line-height:1.55
}
.footer-disclaimer strong{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.78rem;color:#99aac1}
.cookie-link{background:none;border:0;padding:0;color:#c7d5e8;cursor:pointer;font:inherit;text-decoration:underline}

.cookie-banner{
  position:fixed;left:18px;right:18px;bottom:18px;z-index:1000;
  max-width:980px;margin:auto;background:#fff;border:1px solid #cfd9e6;border-radius:var(--radius);
  box-shadow:0 18px 60px rgba(3,18,41,.24);padding:22px;display:none
}
.cookie-banner.show{display:block}
.cookie-grid{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.cookie-banner h2{font-size:1.08rem;margin:0 0 6px}
.cookie-banner p{font-size:.84rem;color:#5b6779;margin:0;max-width:650px}
.cookie-actions{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}
.cookie-settings{margin-top:13px;display:none;border-top:1px solid var(--line);padding-top:13px}
.cookie-settings.open{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.cookie-choice{border:1px solid var(--line);padding:12px;border-radius:var(--radius)}
.cookie-choice label{display:flex;gap:9px;align-items:center}
.cookie-choice input{width:18px;height:18px;min-height:0}

.notice{font-size:.82rem;color:#647287}
.no-js{padding:10px 14px;background:#fff4dd;color:#6e4a00;text-align:center}

@media(max-width:960px){
  .hero-grid,.calc-wrap{grid-template-columns:1fr}
  .hero-grid{gap:32px;padding-top:54px}
  .hero-panel{max-width:650px}
  .grid-3{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .main-nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);padding:14px 20px;flex-direction:column;align-items:stretch}
  .main-nav.open{display:flex}.menu-toggle{display:block}
  .main-nav a{text-align:left}
  .checker{grid-template-columns:1fr}
}
@media(max-width:680px){
  .container{width:min(100% - 26px,var(--max))}
  .header-inner{min-height:64px}.brand img{width:210px;max-height:44px}
  .main-nav{top:64px}
  h1{font-size:2.45rem}
  .hero-grid{padding:43px 0}
  .hero-panel,.calc-form,.calc-result{padding:22px}
  .grid-3,.grid-2,.steps,.field-grid{grid-template-columns:1fr}
  .field.full{grid-column:auto}
  .section{padding:52px 0}
  .mini-stats,.result-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr}
  .callout{grid-template-columns:1fr}
  .cookie-grid{grid-template-columns:1fr}
  .cookie-actions{justify-content:flex-start}
  .cookie-settings.open{grid-template-columns:1fr}
}
@media print{
  .site-header,.site-footer,.cookie-banner,.hero-actions,.ad-slot,.result-tools,.form-actions,.page-links{display:none!important}
  body{background:#fff}.section{padding:25px 0}.calc-wrap{box-shadow:none}
}


/* ==========================================================
   Mein BU Rechner — UI refresh v1.2
   Visual direction: German fintech / insurance utility.
   Reduced decoration, stronger typography, clearer hierarchy.
   ========================================================== */

:root{
  --ink:#102033;
  --muted:#5b6879;
  --line:#dbe3ec;
  --line-strong:#c9d4e1;
  --surface:#ffffff;
  --surface-soft:#f6f8fb;
  --surface-blue:#eef5ff;
  --blue:#155eef;
  --blue-dark:#0b347c;
  --navy:#0c2038;
  --navy-2:#132c4b;
  --teal:#0aa6a6;
  --teal-dark:#087c7c;
  --success:#167554;
  --shadow:0 14px 38px rgba(14,37,63,.09);
  --shadow-soft:0 6px 18px rgba(14,37,63,.06);
  --radius:10px;
  --radius-sm:7px;
  --max:1180px;
}

body{
  color:var(--ink);
  background:#fff;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-size:16px;
  line-height:1.65;
}

.container{width:min(var(--max),calc(100% - 48px))}
a{color:var(--blue);text-underline-offset:4px}

.site-header{
  position:sticky;
  top:0;
  background:rgba(255,255,255,.97);
  border-bottom:1px solid #e5eaf0;
  box-shadow:0 1px 0 rgba(13,35,58,.02);
  backdrop-filter:blur(14px);
}
.header-inner{min-height:82px;gap:34px}
.brand{height:62px;display:flex;align-items:center}
.brand img{
  width:300px;
  height:auto;
  max-height:58px;
  object-fit:contain;
  object-position:left center;
  display:block;
}
.main-nav{gap:3px}
.main-nav a{
  color:#304258;
  font-size:.92rem;
  font-weight:700;
  padding:10px 12px;
  border-radius:7px;
  letter-spacing:-.01em;
}
.main-nav a:hover,
.main-nav a[aria-current="page"]{
  background:#f0f4f8;
  color:var(--navy);
}
.nav-cta{
  background:var(--navy)!important;
  color:#fff!important;
  border:1px solid var(--navy)!important;
  margin-left:5px;
  box-shadow:none!important;
}
.nav-cta:hover{
  background:var(--blue)!important;
  border-color:var(--blue)!important;
}
.menu-toggle{
  align-items:center;
  gap:9px;
  border-color:var(--line-strong);
  background:#fff;
  color:var(--navy);
  font-size:.9rem;
}

.hero{
  background:#fff;
  border-bottom:1px solid #e7edf4;
}
.hero:before{display:none}
.hero-grid{
  grid-template-columns:minmax(0,1.18fr) minmax(350px,.82fr);
  gap:72px;
  padding:76px 0 74px;
}
.eyebrow{
  gap:10px;
  margin-bottom:15px;
  color:var(--teal-dark);
  font-size:.74rem;
  letter-spacing:.105em;
}
.eyebrow:before{
  width:18px;
  height:2px;
  background:var(--teal);
}
h1,h2,h3{
  color:var(--navy);
  letter-spacing:-.035em;
}
h1{
  font-size:clamp(2.55rem,5.2vw,4.7rem);
  line-height:1.03;
  max-width:820px;
  margin-bottom:23px;
}
h2{
  font-size:clamp(1.72rem,3vw,2.55rem);
  line-height:1.1;
}
.hero-copy{
  color:#4a596c;
  font-size:1.09rem;
  max-width:720px;
  margin-bottom:29px;
}
.hero-actions{gap:10px;margin-bottom:27px}
.btn{
  min-height:48px;
  padding:11px 17px;
  border-radius:8px;
  font-size:.92rem;
  box-shadow:none;
}
.btn-primary{
  background:var(--blue);
  box-shadow:0 7px 16px rgba(21,94,239,.16);
}
.btn-primary:hover{
  background:#0f4ed0;
  transform:translateY(-1px);
}
.btn-secondary{
  background:#fff;
  border-color:var(--line-strong);
  color:var(--navy);
}
.trust-row{
  gap:20px;
  font-size:.82rem;
  color:#546476;
}
.trust-row span:before{
  width:18px;height:18px;border-radius:50%;
  display:inline-grid;place-items:center;
  background:#e8f6f1;
  color:var(--success);
  font-size:.72rem;
}

/* Calculator-preview panel, intentionally utilitarian rather than decorative */
.hero-panel{
  background:var(--navy);
  border:1px solid #173654;
  border-radius:12px;
  box-shadow:0 18px 42px rgba(12,32,56,.14);
  padding:28px 30px 30px;
}
.hero-panel:after{
  width:110px;height:110px;
  right:-62px;bottom:-55px;
  background:rgba(10,166,166,.18);
}
.hero-panel .kicker{
  display:flex;
  align-items:center;
  gap:8px;
  color:#9bd8d8;
  font-size:.7rem;
}
.hero-panel .kicker:before{
  content:"";
  width:7px;height:7px;border-radius:50%;
  background:#48d1c6;
  box-shadow:0 0 0 4px rgba(72,209,198,.12);
}
.hero-number{
  font-size:3.45rem;
  letter-spacing:-.06em;
  margin:20px 0 5px;
}
.hero-panel p{font-size:.93rem;max-width:360px}
.mini-stats{
  gap:0;
  border-top:1px solid rgba(255,255,255,.14);
  margin-top:25px;
}
.mini-stat{
  border-top:0;
  padding:16px 16px 0 0;
}
.mini-stat + .mini-stat{
  border-left:1px solid rgba(255,255,255,.14);
  padding-left:18px;
}
.mini-stat b{font-size:1rem}
.mini-stat small{font-size:.72rem}

/* Let the calculator feel like the core product, not another content card */
#rechner.section{padding-top:62px}
.calc-wrap{
  border:1px solid var(--line-strong);
  border-radius:12px;
  box-shadow:0 16px 42px rgba(16,42,72,.09);
}
.calc-form{padding:34px 36px;background:#fff}
.calc-result{
  background:var(--navy);
  padding:34px 36px;
}
.field-grid{gap:18px}
label{
  color:#2b3d52;
  font-size:.84rem;
  letter-spacing:-.005em;
}
input,select{
  min-height:48px;
  border-radius:7px;
  border-color:#cbd6e2;
  background:#fbfcfe;
}
input:hover,select:hover{border-color:#aebdce}
input:focus,select:focus{
  background:#fff;
  border-color:var(--blue);
  outline:3px solid rgba(21,94,239,.12);
}
.quick-values button{
  background:#fff;
  border-color:#d7e0e9;
  border-radius:6px;
}
.quick-values button:hover{
  border-color:#9eb5cf;
  background:#f7f9fc;
}
.result-main{
  font-size:3.25rem;
  margin:9px 0 4px;
}
.result-item{padding-top:13px}
.result-tools button{
  border-radius:6px;
  font-size:.8rem;
}
.note{
  border-left:3px solid var(--teal);
  background:#f0f8f8;
  border-radius:0 7px 7px 0;
}
.calc-result .note{border-radius:0 7px 7px 0}

/* Tabs look like product navigation rather than pills */
.tabs{
  gap:26px;
  margin-bottom:18px;
}
.tab-btn{
  padding:11px 2px 12px;
  font-size:.88rem;
}

/* Editorial sections: less floating-card look */
.section{padding:74px 0}
.section-soft{
  background:#f6f8fb;
  border-block:1px solid #e6ebf1;
}
.section-head{margin-bottom:31px}
.section-head p{color:#607084;max-width:720px}
.grid-3{gap:15px}
.grid-2{gap:22px}
.card{
  border-radius:9px;
  border-color:#dce4ed;
  padding:25px;
  box-shadow:none;
}
.card-link{position:relative;overflow:hidden}
.card-link:before{
  content:"";
  position:absolute;
  left:0;right:0;top:0;
  height:3px;
  background:#dfe8f2;
}
.card-link:hover{
  transform:translateY(-2px);
  border-color:#b9c9da;
  box-shadow:var(--shadow-soft);
}
.card-link:hover:before{background:var(--teal)}
.card-icon{
  width:auto;height:auto;
  display:block;
  background:none;
  color:#77899f;
  font-size:1.35rem;
  margin-bottom:22px;
}
.card-meta{font-size:.7rem;letter-spacing:.09em}
.link-arrow{font-size:.86rem;color:var(--blue)}

.steps{gap:30px}
.step{padding-left:58px}
.step:before{
  color:var(--blue);
  font-size:.9rem;
}
.step:after{background:#aebdce}

.table-wrap{
  border-radius:9px;
  border-color:#d8e1ea;
}
th{
  background:#f2f5f8;
  color:#46566a;
}
th,td{padding:14px 15px}
tr:hover td{background:#fbfcfd}

.source-box{
  border-color:#d8e2ec;
  background:#fff;
  border-radius:9px;
  box-shadow:none;
}
.callout{
  background:var(--navy);
  border-radius:10px;
}
.ad-slot{
  border-style:solid;
  border-color:#edf0f4;
  background:#fafbfc;
  color:#a4afbc;
}
.faq summary{padding:19px 4px}
.faq summary:after{color:var(--teal-dark)}

/* Page headers */
.breadcrumbs{
  padding-top:20px;
  color:#788596;
}
.page-hero{
  padding:44px 0 54px;
  background:#fff;
  border-bottom:1px solid #e6ecf2;
}
.page-hero h1{
  max-width:930px;
  font-size:clamp(2.35rem,4.9vw,4rem);
}
.page-hero p{
  color:#56667a;
  max-width:820px;
}
.page-links{gap:7px}
.page-links a{
  border-radius:6px;
  background:#f8fafc;
  border-color:#dce4ed;
  color:#41546a;
}

/* Modern light footer: full-colour logo remains legible */
.site-footer{
  background:#f4f7fa;
  color:#34465b;
  border-top:1px solid #dfe6ee;
  padding:54px 0 0;
}
.footer-grid{
  grid-template-columns:1.45fr .75fr .75fr .75fr;
  gap:40px;
}
.site-footer h3{
  color:var(--navy);
  font-size:.78rem;
  text-transform:uppercase;
  letter-spacing:.08em;
}
.site-footer a{
  color:#4b5e73;
}
.site-footer a:hover{color:var(--blue)}
.footer-brand img{
  width:290px;
  height:auto;
  max-height:66px;
  object-fit:contain;
  object-position:left center;
  filter:none;
  opacity:1;
  margin-bottom:15px;
}
.footer-brand p{
  color:#68788b;
  max-width:385px;
}
.cookie-link{color:#4b5e73}
.footer-disclaimer{
  margin:38px -9999px 0;
  padding:22px 9999px;
  border:0;
  border-radius:0;
  background:var(--navy);
  color:#c7d5e4;
  font-size:.8rem;
}
.footer-disclaimer strong{color:#fff}
.footer-bottom{
  margin:0 -9999px;
  padding:18px 9999px;
  border-top:1px solid rgba(255,255,255,.12);
  background:var(--navy);
  color:#9eb0c2;
}
.site-footer .notice{color:#718196}

/* Cookie banner matches the product rather than a generic modal */
.cookie-banner{
  border-radius:10px;
  border-color:#cfd8e3;
  box-shadow:0 20px 60px rgba(12,32,56,.2);
}

@media(max-width:1040px){
  .brand img{width:260px}
  .header-inner{gap:20px}
  .main-nav a{padding:9px 8px;font-size:.88rem}
  .hero-grid{gap:42px}
}

@media(max-width:960px){
  .header-inner{min-height:74px}
  .brand{height:54px}
  .brand img{width:265px;max-height:52px}
  .main-nav{top:74px;padding:15px 24px;box-shadow:0 14px 30px rgba(12,32,56,.08)}
  .menu-toggle{display:flex}
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .hero-panel{max-width:620px}
  .footer-grid{grid-template-columns:1.4fr 1fr 1fr}
  .footer-grid > div:last-child{grid-column:2/4}
}

@media(max-width:680px){
  .container{width:min(100% - 28px,var(--max))}
  .header-inner{min-height:68px}
  .brand{height:50px}
  .brand img{width:225px;max-height:47px}
  .main-nav{top:68px}
  .menu-toggle span:first-child{display:none}
  .hero-grid{padding:48px 0 50px}
  h1{font-size:2.55rem}
  .hero-copy{font-size:1rem}
  .hero-panel{padding:24px}
  .hero-number{font-size:2.8rem}
  .section{padding:56px 0}
  .calc-form,.calc-result{padding:24px 21px}
  .footer-grid{grid-template-columns:1fr}
  .footer-grid > div:last-child{grid-column:auto}
  .footer-brand img{width:250px;max-height:58px}
}